Hey guys i am going back home after 5-6 years. i want to take $15K- $20K to nepal. what is easy ,safe and cheap way to make it happen.

basically what are options available to me. Please share your opinion.

1) money gram/western etc.......
2) travlers check
3) wire transfers
 and so on.

Appriciate your help in advance.

P.S I dont have GC. I have work permit though.

 Jhyamma goji ma 10 jahar boki gaye huncha, rest of 5 hajar ko money order or tc banaye huncha! i guess banks in nepal accepts money order of western union or moneygram or better make traveller's cheque. Hab fun wid the trip.

 Moneygram/western etc have low upfront cost, but they don't give a good exchange rate. I have tested them a few times. You may find a better rate in thier website, but when you actually call them, they are around Rs. 2 lower than Rastra bank. I  wire to Banijya bank and get their published exchange rate (rbb.com.np).

Local credit unions may have lower fees compared to big commercial banks, if you would like to save on wire-transfer fees.

My credit union does not even ask about my source of my income, but western union asks.

 Bank of America has Unlimited wire transfer for around 40 dollars.

 How many of you are going? If you're going alone then I'd take $9,999 with me and then find an alternative way to take the remaining money. If there were 2-3 people going, then I'd have my buddies carry the remaining for me. 

Good luck.