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kattu tiwari
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 Moving California with gross annual income under 200k

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Posted on 02-18-22 6:32 PM     Reply [Subscribe]
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I am considering moving California for time being if not for good . तर समस्या मेरो पारिबारिक आय स्रोतको आयो . म मेरो तिन जना परिवारको एकल आए स्रोत हु.
 
Posted on 02-22-22 2:31 PM     [Snapshot: 1533]     Reply [Subscribe]
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Lot of my friends have moved to North Carolina, many are planning to move there. I think Texas and North Carolina are very popular right now.
I wouldn't move to California as it's hard to buy decent homes. If you have kids and a family of 4-5 then decent home is a must for long term. California is for short terms and when you're single.
 
Posted on 02-23-22 4:49 PM     [Snapshot: 1859]     Reply [Subscribe]
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@ 🩳 Tiwari, Just the Salary is not sufficient. Where in California may give some answers though. Its the biggest state after Texas...so think more. One need to nail down the place where he lives or intends to live and if u have kids...u really need to think more. Living near big cities like LA, Sanfransisco and any near beach cities will be expensive regardless of renting or buying. $200k yearly is still a very good for LA or San Diago (not near beach cities)... but Sanfransisco is very expensive...$300k might just be a minimum requirement for a family with kid outside Silicon Valley. Silicon Valley and nearby will need $500k as a minimum.

But if u r single or no kids then yes u can find cheap rent/house in places where schools are not good. Or, if u manage to live in Inland empire (San Bernardino and Riverside County) You can live a very comfortable life with $200k in good school districts. Same thing in Central Valley, $200 k is a lot of money....so don't get discouraged yet.

Now lets talk about quality of life. How do u define it makes a difference. If u want to spend lot of time outside the house but ok to go to beach only few times a year., Inland empire or Central Valley is good option. If u want to stay close to beach then yes u need a lot of money.

Also Central Valley and Inland Empire may not be appealing to u because of lack of greenary and lack of...lets say cool happening places like in LA, Orange County, Bay area...

Now talk about the most famous thing about California, the Sun...Yes the sun. Near beach cities or in the North, sun is your friend. Good all the time. But more u go inland, summer becomes hotter. Yet, unlike midwest or east, even in the days with 100 degrees, mornings and evenings are awesome....Lots of things to say...Been living in CA for more than 12 years. If u ask me its next to Nepal...


 
Posted on 02-23-22 5:18 PM     [Snapshot: 1878]     Reply [Subscribe]
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@Kattu just realized u said mortgage alone is $5500...and near metro areas... That means you will still survive but saving will be hard. Like someone already said, still an opportunity to accumulate equity over time but saving will be hard. Add 1.5k typical for daycares. Already 85 k a year and that is after tax... Before tax, it will be almost $120k. Add other expenses...

Again my suggestion, stay little farther from big cities to make it comfortable.
 
Posted on 02-24-22 12:38 AM     [Snapshot: 2010]     Reply [Subscribe]
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I'm moving to temecula, murrieta or to corona cali soon with less than 300k annual income.these crities have excellent schools for kids and are around hour from la and San Diego. Houses are like 6ook. It all depends on what part of cali.
 
Posted on 02-24-22 7:48 AM     [Snapshot: 2076]     Reply [Subscribe]
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साथीहरुको कुराले त म झन् हतास भए, संफ्रंसिस्कोमा " राम्रै गरि " नट " एकदम राम्रो गरि " बस्न ४००K -500K नै चाहिन हो र ? येत्रो पैसा कहाँ बाट ल्याउनु यार ? ठ्याक्कै भन्दै मेरो ऐलेको जब अफर १७० k को हो , अलि अलि contract negotiation गर्यो भने ५-१० % माथि जान्छ कि भन्ने आशा छ तर ग्यारेन्टी छैन । फेरी यो रेट २ वर्ष लाइ लक् हुन्छ तेस्पछि मात्र मेरो base pay २२० k हुन्छ भेनेर लेखेको छ ।

मेरी स्वास्नीले काम गरि भने पनि ४० ४५ K भन्दा माथि ल्याउने छाँट गाँठ छैन । त्यो पनि ऐले covid को बेला घरै बसी बसी IT (QA BA ) येस्तै ज्याला दारी काम गरेर मात्र हो । WFH सकिए पछि तेती जाबो पैसोको लागि बाल बच्चा भएकी आइमाई लाइ ज्यालादारी काम गर्न आफ्नो घर भन्दा पर पठाउने कुरो पनि भएन ।

आफु थोत्रो गाडी र पुरानो जुत्ता भिरेर हिडे पनि परिवार लाइ बिगत ५ वर्ष देखि ठिकैको जिन्दगि दिएको छु , अब त्यो ठिकैको जिन्दगि बाट तल खस्किन दिनु पनि भएन , ३००० को २ bedroom मा लगेर थन्क्याउनु पनि भएन । समस्या यहाँ निर छ ।

 
Posted on 02-24-22 9:35 AM     [Snapshot: 2120]     Reply [Subscribe]
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Kattu ji..do u have to commute to job everyday or can you do work from home few days a week? Santa rosa tira affordable cha ...I know lots of ppl making around 200k that area and living happily. Yo thread ma ali badta paranoia cha jasto cha cali ko barayma. 500k lay matra cali ma basna saknay bhaya cali ko population 1 mil matra huntheyo hola not around 40 mil.
 
Posted on 02-24-22 12:24 PM     [Snapshot: 2156]     Reply [Subscribe]
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Yes , I have a very labour/ lab intensive job so spending 4 days dawn 2 dusk in lab . I dont have luxury wfh job , tks I'm considering santa Roja , have heard there are some decent working class nepali people , for some reason I have to run away from show-off nepali people because I simply cant compete.
 
Posted on 02-25-22 3:00 AM     [Snapshot: 2355]     Reply [Subscribe]
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I was reading through all posts here. I live in a cheaper state, in the south, where you could buy a nice house for 350-400K. I have done few real estates and I think I grossed around 170K. I don’t give a fuck about showy off Nepali. Btw I drive a 10 years old car that I have bought for 2500. I don’t hang around with Nepalese who have to drive Lexus or live a nice house, but could barely afford their mortgage. I ain’t doing it. Also you need to learn to disassociate with them. There are idiots everywhere
 
Posted on 02-25-22 10:57 AM     [Snapshot: 2406]     Reply [Subscribe]
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Same here , I live in cheaper side of expensive state . My needs are limited , ride old camry and love to do experiments on it n spend most of my time in labs . But my wife is opposite, she loves being social , recently bought expensive car which is fine as long as she pays . She is amazing but easily gets into show off business . Goal is to keep her away from such nepali peps .
 
Posted on 02-27-22 1:05 AM     [Snapshot: 2811]     Reply [Subscribe]
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Santa Rosa is not Sanfransisco bro. You should be good there with 200K.
 
Posted on 02-28-22 10:36 AM     [Snapshot: 3015]     Reply [Subscribe]
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Yea considering santa rosa , napa etc .commute is the only issue as I'm working 4 days but I think I'll be able to make it
 



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