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 What's your monthly expenses?

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Posted on 08-23-22 8:02 AM     Reply [Subscribe]
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$7000/monthly to feed family of 5 including all mortgage/bills/debts. I am hardly saving on my 135k income.
 
Posted on 08-23-22 8:07 AM     [Snapshot: 6]     Reply [Subscribe]
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Your mortgage 2900 is your not expenses its your investement . Your doing good
 
Posted on 08-23-22 9:39 AM     [Snapshot: 57]     Reply [Subscribe]
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My mortgage is 1950.
 
Posted on 08-23-22 10:05 AM     [Snapshot: 50]     Reply [Subscribe]
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Many of us may not be able to give the answer your are looking for unless you itemize your $ 7000 monthly expenses. Do not forget which brand SUV you are riding ( don't say I have 4 door sedan which mean you do not know how to live American dream life) otherwise you will be labeled.
I could not stop thinking, how this dude come with monthly mortgage is $2,900 ? Must be a family practice/business
.
Sajha is a place where people come to brag as well drag therefore your are in right place. Welcome to Sajha.
 
Posted on 08-23-22 10:29 AM     [Snapshot: 80]     Reply [Subscribe]
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this guy paying 1950 for a 4 bed house is deal breaking . im sure the house price has been doubled since he purchased. so he can sell his house in this hot hot seller market , rent for some time to crash the market buy a under construction house( price will be cheaper) and sell it again . if that is feasible .

logan, im assuming he has 4bed house because ,,,,,you know the answer already .

लोगने, तलाई गाली नगरौ भनेको फेरी पुरानै पारा देखाइस ? he is asking serious questions, where did you see brag n drag here? सकेको सुझाब दे न , त पनि अम्रिकामा येत्तिका बसिस , केहि न केहि त सिकिस होला पैसा बचाउने तरिका , जानेको कुरा भन न , केरा जस्तो साझा एस्तो , साझा उस्तो भनेर बिहान बिहान के रोइ कराई गरेको ? आफ्नो अनुभबको आधारमा " नया गाडी बेचेर थोत्रो चलाऊ, उभ्रेको पैसा लगानी गर " त भन्न सक्छस कम्तिमा .

i was spending way too much for my phone bills, until i realized mint mobile has a good coverage and 4 gb data pack for just 15 a month . with that saved money i bought a 20 year term life insurance worth 3 million . so if anything happens to me, family will get 3 million so that they don't have to suffer financially if im not there for them .


 
Posted on 08-23-22 12:10 PM     [Snapshot: 135]     Reply [Subscribe]
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Are you his personal assistant too ( once you acted like you were my PA giving my daily schedules)? I was and am wondering where did you got that $2900 figure? May be it is your family business ( chinaa herne).

Yes, you are the smarty pant who is chirping like a parrot and creating thread after thread on my 2005 sold car ( SOLD CAR).
Sajha is a "brag and drag social media site" go and look at your first posting.

Was that not a dragging thread? What kind of thread is it. 
Last edited: 23-Aug-22 12:46 PM

 
Posted on 08-23-22 1:02 PM     [Snapshot: 167]     Reply [Subscribe]
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I feel like all doing better job on having fun, saving and investment.I am just here to see how your expenses to like compare to mine.

Itemized
Total debts -297000(Mortgage)
Mortgage-1950
Electricity-190
Internet-80
Phone-80
Car insurance-114
House insurance-80
Car payment-850
Credit cards-2000++(gas/ food/penny dime here in there)
Investment-700 to IRA

Rest don't know.....



 
Posted on 08-23-22 1:23 PM     [Snapshot: 203]     Reply [Subscribe]
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i think u r doing pretty good on expenditure . what kind of car you drive for 850 or is it 2 cars
 
Posted on 08-23-22 3:35 PM     [Snapshot: 265]     Reply [Subscribe]
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Yep: tell him you drive Lexus RX 350.
Why you want to know which car/suv he is driving?

गुल्लडे गालि गलौज गर्न साझा छिर्ने गर्छस ? एकै जानाको पछि लाग्नाको कारण है "बाउको जार" ठानेर हो ? नत्र ७/२४ गोठालो लाग्नु पर्ने थिएन | अरु कुनै कारण छ भने पोखी हाल |
Acting as an Astrologer,  telling 2900 is not a bad mortgage amount , now you are acting like an FINANCIAL ADVISOR.
You should start a business " Janma Kundali", Indians believe it very much. It will be a money minting business and you will have cash business.
Last edited: 24-Aug-22 08:31 AM

 
Posted on 08-23-22 7:41 PM     [Snapshot: 356]     Reply [Subscribe]
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I feel for you my friend. 135k is not a lot of money nowadays especially since it sounds like gross income. I am surprised you get paid 7k after taxes and retirement contributions and other charges.

Below 200k is hard to provide for a family of 4. So 5 will be even harder.
 
Posted on 08-24-22 3:12 AM     [Snapshot: 467]     Reply [Subscribe]
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@chicagaon. do nepalese make 200K per year in USA? Even if 2 earn, it's a lot of money? The avg salary seems to be around 60-70-80?
 
Posted on 08-24-22 7:54 AM     [Snapshot: 501]     Reply [Subscribe]
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I don’t know who makes what and the cost of living does not discriminate whether Nepali or non Nepali. All I am saying is below 200 k gross income for a family of 5 is tough in places like New York and with the rising inflation
 
Posted on 08-24-22 9:29 AM     [Snapshot: 544]     Reply [Subscribe]
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Chicago is correct ! 200k just gives OK to good life for 4 people in the US. Add 50k for every added family on top.

If you earn less than than that your life is just like sramik in khadi muluk. Earn here go nepal ,convert in nepali rupees n enjoy
 
Posted on 08-25-22 1:13 PM     [Snapshot: 719]     Reply [Subscribe]
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हिसाब किताब :
अमेरिका बसाइको लागि कति कमाइ हुनु पर्छ मा 200K को कुरा सिकागो ब्रो ले गर्नु भयो र अर्को गोल्ज्याङ्घ काम धाम छैन रिसेसन आओस , 1M का घर हरु 0.8 म मा झरे क़ुइन्समा किन्ने बिचार पोख्छन | ससुरालीको बास छ कि क्या हो, सित्तैको बसाइ , खर्च सुन्य अनि सधै नगदी जत्तिको त्यत्तिनै बरु ब्याज ले मासिक २ / ४ डलर बढ्ला ? भटमास चपाएर अरुलाई चै काजु खाएको देखाउने जस्तै गर्यौ |

Do you believe it ?
https://www.youtube.com/watch?v=5XRqPXPwArI
Last edited: 25-Aug-22 01:42 PM

 
Posted on 08-25-22 3:24 PM     [Snapshot: 784]     Reply [Subscribe]
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Logan , ta jasto kaam nai nagari , sasurali ley deko 1995 ko thotro gadi chadera hidne hali ho ra . 7 pusta byapari . Kaam nai nagari 10 barsa amrika ghumera khane paisa liyera aayeko chu .. chicagoan ley 200 k bhanda pagal jhandai behos bhako ..


 
Loganbennedictboka76
Posted on 08-25-22 4:48 PM     [Snapshot: 816]     Reply [Subscribe]
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बाउ को जार लोगन
 
Posted on 08-25-22 7:26 PM     [Snapshot: 858]     Reply [Subscribe]
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He hantakaale praaibhet school gaako hun bhani cheerne ra chhaadne gari karaias jaatho 2005 ko Camry laai ajhai 1995 ko bhnaer marchha | hooin talaai hisaab kitaab bhaneko kun chariko naam ho bhanchhas jasto chha | feri praathamik school gaer gananaa sik .

tero baau badri prasaad daahaal aka prachanD ho bhane lyaaiis holaa ? tar kin colomibia hundai chhiris ta amerikaa ? visa napaaer hunu parchha ?
Hoin ta KaTTel kai naati hos , hajurabaaule sottar sohorna lagaaeko ajhai birsieko chhainas |


 
Loganbennedictboka76
Posted on 08-26-22 1:50 AM     [Snapshot: 939]     Reply [Subscribe]
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Tera bau visa lerai aako ho 2015 ko january ma.
Ta paagal chai paagal nai hosh tara Kasto paagal ra kun category ko paagal hosh bhanni kura ma bujhdai chhu.
 
Posted on 08-26-22 8:04 AM     [Snapshot: 989]     Reply [Subscribe]
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jabaaf eutaalaai dieko chha arko[Disallowed String for - use not allowed] dwaangre bukna ra tokna aauchha
Teri aamaalaai thaahaa chha ma ko hu bhaner ?
जुन गधा लाइ आफ्नो परिश्रमको महत्व बुझेको छैन , १० पुस्ते सम्पति को धाक दीई  काम धाम छैन भन्दै बस्ने धर्तीका बोझ हुन् |
Last edited: 26-Aug-22 08:20 AM

 
Posted on 08-26-22 4:33 PM     [Snapshot: 1075]     Reply [Subscribe]
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१३५K स्यालरी भनेको साधारण काम हैन। घण्टाको $83.88 !! भन्नुस् कती आम नेपालीले घण्टाको $80 भन्दा माथि कमाउछन ल। हर्क साम्पङले भनेको कुरा सही हो। ओभर १००K नेपालीले कमाउन्नन भनेको हैन, त्यहा पुग्ने मान्छेले यस्तो प्रश्न सोधेको चै इलजिकल नै छ, खैर अब फ्लेक्सिङ गरेको हो के हो, भगवान जानुन। अब सबै ५-५ जना तपाईंकै इनकममा डीपेन्डेन्ट त? ५ जनामा अरु कोही काम नगर्ने, घर बसी बसी खाने मात्र? कि श्वासनी बाहेक ३-३ जना टीन एजर बच्चा छन भन्नुभको?

एनिवे भारी जी, तपाईंको नाम सुनेर चै मेरो पहिलो क्रश याद आयो भनौ, लोल। कोही थिई, पछाडिको थर चै "भारी" थियो। कलेज पढ्दा मनमा उकुसमुकुस भको थियो, तर दुई बर्ष नसक्दै मोरिले आफुलाई स्कुलहुँदा ट्युशन पढाउने टिचरसँग भागी र फेरी अर्को बर्ष रिपिट गरेर पढ्न आकी थी। मनमा झन ठुलो ध्याङ्रो नी, अजीप त तेती खेर भो, जब मोरीले भुँडी बोकेर कलेज पढ्न आईन। लोल। अहिले सम्झँदा यतिकै...

खैर।

 



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